Roth vs. Traditional: A Wake-Up Call for 401(k) Planning in 2026

As 2026 approaches, major changes to 401(k) rules are prompting business owners to take a closer look at how their plans are designed. One issue comes up repeatedly: many people don’t fully...

Why Financial Planning Is Really About Alignment, Not Returns

Many people live their entire lives without a formal financial plan. The result is often an “accidental” outcome—sometimes it works, sometimes it doesn’t. Financial planning isn’t about necessity;...

How Much Cash Should You Keep in Your Veterinary Practice?

For many practice owners, managing cash can feel like a guessing game. Some keep just enough to cover expenses, while others sit on hundreds of thousands “just in case.” But neither extreme is...

Thinking About Starting a Veterinary Practice?

Starting a veterinary practice is one of the biggest decisions in your career — and it usually happens faster than expected. Many veterinarians don’t plan to become business owners; an opportunity...

Who’s on Your Core Business Team?

Are you a person who got into business ownership without actually having business knowledge, business acumen, or any type of mentors to help guide you to be a business owner? Oftentimes as a...

The Hidden Value of an Autonomous Business

It's everyone's dream to have a business to where it runs on its own, it does what it needs to do, and at the end of the day, is not super dependent on the owner to be there. Oftentimes though,...

The Secret to Keeping Your Best Vet Team Members for Years

Hey, Smarter Vets, CJ Burnett here and today I'm going to talk to you about deferred compensation. So, we talk a lot about the three Rs. I'm sure all of you know what the three Rs, right? No, maybe...

No Do-Overs: Why Veterinary Practice Owners Must Plan Their Exit Early

Selling a business is one of the most stressful things for a business owner. The main reason is there are no do-overs. There is no dress rehearsal for it. Once the business is sold, you're going to...

5 Essential Layers of Financial Protection You Can’t Afford to Overlook

Hi, today I just wanted to just briefly talk about a protection case study. You know, those fall from ladders, the missing that last step on the stairs, the dive into the swimming pool that came up...

Key Person Life Insurance for Veterinary Practices: Protect Your Revenue & Peace of Mind

Hey, Smarter Vets, this is CJ Burnett, one of the co-owners and co-founders of Florida Veterinary Advisors. Today I'm going to talk to you about key person insurance. So many people have not heard...